Uber Accident Attorney in St. Petersburg, FL
Rideshare travel is part of everyday life in St. Petersburg, whether it is a trip downtown, a ride to Tampa International or St. Pete-Clearwater International Airport, or a night out along Central Avenue. When an Uber is involved in a crash, figuring out who pays for your injuries is more complicated than a typical car accident because multiple insurance policies may come into play.
Our team at Jeeves Law Group represents injured passengers, drivers, and other accident victims in rideshare accident claims throughout St. Petersburg, and Pinellas County and the greater Tampa Bay area.
Why Rideshare Accidents Are More Complicated
Uber classifies their drivers as independent contractors rather than employees, and the insurance coverage that applies to a crash depends entirely on what the driver’s app was doing at the time:
- A driver who has not logged in has only their personal auto policy.
- A driver who is logged in and waiting for a ride request is covered by limited contingent liability coverage.
- Once a driver has accepted a ride or has a passenger in the car, Uber’s $1 million liability policies typically apply.
Sorting out which phase applies to your crash is often the first fight in a rideshare claim.
Florida’s Rideshare Insurance Requirements
Florida law requires transportation network companies like Uber to carry specific minimum coverage tied to these same phases. While a driver is logged into the app and waiting for a request, state law requires at least:
- $50,000 in coverage per person for injuries
- $100,000 per accident
- $25,000 for property damage
Once a driver accepts a trip through drop-off, coverage must increase to at least $1 million in liability protection. Insurers and rideshare companies do not always agree on which phase was active at the moment of the crash, and that disagreement can directly affect how much coverage is available to you.
Common Rideshare Accident Scenarios We Handle
We represent passengers injured while riding in an Uber, drivers and passengers in other vehicles struck by a rideshare driver, and rideshare drivers themselves who were hurt by another negligent driver. Distracted driving is a particular risk in these cases, since rideshare drivers are frequently looking at a phone mounted on the dashboard to navigate and manage ride requests while driving through St. Petersburg’s downtown grid and busy tourist corridors.
What to Do After a Rideshare Accident
Take a screenshot of your trip details in the app before they become harder to access, including the driver’s name, license plate, and trip time, since this information can disappear once the trip closes out. Get medical attention, request a police report, and photograph the vehicles and the scene just as you would after any car accident. Because rideshare crashes often involve a driver from out of the area, or a driver who is reluctant to exchange information beyond what the app shows, documenting these details early can matter more than in a typical two-driver accident.
Getting Fair Compensation From a Billion-Dollar Company
Uber’s insurers are experienced at minimizing payouts, and claims involving these companies often require navigating layers of corporate insurance rather than a single adjuster. Our attorneys identify every applicable policy, including the rideshare company’s coverage, the driver’s personal policy, and any underinsured or uninsured motorist coverage that may apply, to make sure nothing is left on the table.
Testimonials
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"It’s been about a year since Scott and his excellent staff guided us through the settlement and I just realized I hadn’t taken the time to thank them for everything they did for us. We really appreciate their kindness and understanding during a really difficult time. They did a great job for us and I would highly recommend this firm without reservation. We still [have] a long road to complete recovery but Scott and companies assistance was invaluable during the process."
-D.W.
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"Scott Jeeves is knowledgeable and professional. His team members are friendly, efficient and responsive. Scott quickly and carefully analyzes all potential solutions before making sound recommendations. I highly recommend Jeeves Law Group. You will be well represented."
-G.S.
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"Chris at Jeeves Law Group was extremely helpful and professional while assisting my husband and I after a car accident. When were found completely not at fault, but quickly realized the insurance company was not going to pay our medical bills in full, we knew we needed help. He took all the work and fighting with the insurance company off our hands and handled it completely. Not only were all our bills paid, but there was even a little extra for any future issues that might arise as a result of the accident. I highly recommend calling him if you are in an accident."
-L.C.
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"Scott Jeeves is very Professional and helpful since [my son and I] arrived at his office for his service concerning our accident and staff members were friendly and communicative with our concerns thanks so much for your services and understanding God Bless you all and Be Safe!!!"
-C.L.M.
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"I was very pleased with how Jeeves Law Group handled my case. Their follow through was excellent and my claims were settled quickly."
-A.W.
Speak With Our Rideshare Accident Attorneys Today
Our lawyers at Jeeves Law Group work directly with clients throughout Florida’s Gulf Coast, and you pay nothing unless we recover compensation for you. Call our St. Petersburg office at (727) 894-2929 for a free consultation. You can also contact us online.
